Special Finance Car Loans for Bad Credit

Frequently Asked Questions

Bankruptcy FAQ

"Can a person who has filed for bankruptcy still get financing on a car?"

Yes. The Smart Car Loan team has been helping bankrupt consumers find bad credit car dealerships in their area that can work with their situation for close to twenty years.

In some cases, Chapter 7 bankruptcy filers are eligible for financing after the 341 meeting of creditors has taken place. However, it's much easier to get approved if you delay applying until you have your discharge papers.

If you have filed for Chapter 13, you have a better chance of getting approved for an open bankruptcy car loan. But the first step in that process is finding a dealership that specializes in subprime financing. Smart Car Loan can help you do exactly that.

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