Special Finance Car Loans for Bad Credit

Frequently Asked Questions

First Time Buyer FAQ

"I have a 19 year old daughter that need to finance a car. She has no financial commitments, she has no credit established. Can you help?"
First Time Buyers with no established credit usually need at least $1,000 down payment and at least one year on the job, full time, to qualify without a cosigner.

"If I'm a first time buyer, with no credit would I be able to buy the vehicle of my choice? A Lincoln LS...and If I did get the loan would I be able to walk into any dealership I wanted and use the loan?"
Our dealers have numerous First Time Buyer programs. You would be able to choose a vehicle but you would not have a blank check to purchase any vehicle you choose. You approval would stipulate a maximum loan amount, required down payment, maximum monthly car payment, and maximum loan to value amount. Our dealers use special technology to match your approval with their available inventory. It's likely that the authorized dealer in your area will show you more cars in fifteen minutes, that you qualify for, than you are likely to find during one month of steady shopping.