Car Loans Bad Credit
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Car loans for bad credit situations including special finance for bankruptcy, poor credit, or no credit

It's fast, the application is free and easy.
Nationwide with our Bad Credit Loans Financing program.

Need a bad credit car loan? After you apply for a car loan, an expert car loan finance manager will assist you in obtaining the best possible car loan with competitive interest rates and finance terms. Apply for a car loan today and get your credit back on track while driving a high quality used or new car.

With our unique approach and streamlined methods, each applicant is assured the best online car buying experience available. Our association of retailers have all the latest car finance programs for people with bad credit, and they are ready, willing, and able to get you approved. Past poor, no credit, or bankruptcy can be overcome.

Bad credit car loans program requirements

  • $1,600 total monthly income required for financing without a cosigner.
  • We cannot arrange financing for private purchases or car loan refinancing. Approvals are for car purchases from our extensive network of new and used local car dealers.
  • You must be 18 years old and a resident of the United States or Canada to qualify.
  • Cash down payment varies and is based on your previous credit history and vehicle selection. Many people are able to buy a car with no money down.

Complete thecar loan application and you could be driving your new car tomorrow, even with bad credit. Your request will be promptly processed by a nearby special finance car dealer during normal business hours. See our Frequently Asked Car Loan Questions for more.


More benefits of our free bad credit car loan service


More Flexible Lending Guidelines than Direct Lenders.  Our car dealership finance managers are specially trained to present your bad credit car loan request to the lender in the most favorable terms to assure each request has the best possibility of aproval.

Several Loan Sources.  A large number of lenders and car finance companies means that our car dealers can offer buyers a range of lending options. Many of the top national car loan companies only offer financing through their local auto dealership associates.

Competitive Special Finance Interest Rates.  At times, our retailers offer low interest rate incentives to buyers, from the car manufacturer, that local lenders cannot. Even with a bankruptcy. For example, many captive finance companies are now, or have in recent times, offered interest rates as low as 0%, 1.0%, 2.9%, or 3.9%. It's hard to match those rates no matter how hard you shop.

Easy & Convenient  Buyers can finance and purchase a new or used car, truck, SUV, or mini van at the same time.


The best and most reliable way to get a bad credit car loan today! See our easy to use bad credit car loan calculator to estimate your affordable monthly payment. Apply now for the bad credit car loan you need regardless of your credit.

We even help Canada residents, students, and military personal with a very bad credit rating history. Fast and easy car loans for people with credit problems, apply today.

Find used cars at Lotpro.com
In a few minutes, our dealerships can show you more vehicles that you can buy than you are likely to see after weeks of shopping on your own.



Customer Reviews
"I love my purchase."
B. Woods, Detroit

"Prompt, professional service. Made buying this truck a great experience. Thanks to you and your entire staff."
D. Fowler, Carrolton

"Thank you for allowing me to re-establish my credit. Everyone involved was great. Thanks again!"
V. Davis, Alma

"Excellent, very good service!"
W. Czachorowski, Warren

"Our sales representative was very helpful. The finance manager and his assistant were very patient and helpful in receiving financing for my vehicle."
A. Fronczak, Shelby Twp.


New & Used Car Financing